— -- Payday loans, check cashing and prepaid debit cards have found a new customer in the cash-strapped twentysomething. Under-banked Millennials are using alternative financial services such as ...

HOUSTON — Everyone knows how important banks and financial institutions are to our national economy and to the capital markets. However, few people are aware of another emerging market called ...

The unbanked have no relationship with traditional financial institutions, while the underbanked use banks but rely heavily on alternative financial services. 4.2% of U.S. households are unbanked and ...

This is a preview. Log in through your library . Abstract Financial access, or the household use of formal financial services, includes the ability to access transaction, credit, and investment ...

Mayra Navarro’s bank closed her account after a series of overdrafts. She wasn’t eligible to open another bank account because she had been blacklisted by ChexSystems, an agency that tracks consumers’ ...

Financial inclusion has been a fintech buzzword for years, yet 2025 appears to be the one year where we finally see real momentum… or maybe not. As governments, banks, and fintechs try out various ...

Financial advisors have traditionally been the go-to professionals for individuals looking to manage their wealth, plan for retirement, or navigate complex financial waters. They offer expert advice, ...

As many as 28 million people in the U.S. do not have a bank account. Another 45 million people — or 19.4 percent of all U.S. households — have some sort of account but continue to use a variety of ...

Click to share on X (Opens in new window) X Click to share on Facebook (Opens in new window) Facebook Design by Matthew Prock. Changes in the locations of traditional and alternative financial ...