Tanza Loudenback is a contributor to Buy Side and expert on retirement and taxes. Updated September 13, 2024, 4:41 PM EDT You may have heard that there’s no such thing as a free lunch, but to the ...

For those who haven't saved enough for retirement, 401(k) matching contributions present a promising solution. These contributions, often referred to as 'employer matching,' are a benefit many ...

Employer contributions exacerbate pay inequity, benefiting higher-income earners more Automatic enrollment and auto escalation improve participation and savings rates Expanding Social Security and ...

As a matter of plan design, for purposes of matching contributions some 401(k) plans provide that a participant’s compensation for the entire plan year is taken into account (regardless of whether the ...

A 401(k) is an employer-sponsored, tax-advantaged retirement plan. You fund this account by contributing a set percentage of your paycheck into the account. One of the biggest perks of a 401(k) plan ...