The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...

Thinking about taking the ACT? Understanding how scores work and where you stand can help you prep smarter and aim higher. I’ve studied score trends across multiple years, and the national average ACT ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...

Between trying to secure loans, getting better interest rates on credit cards or just generally paying off your credit card balance with on-time payments, your credit report could be all over the ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

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