Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Application and funding times for personal loans vary by lender type and other factors, but you can take steps to speed up ...

Most lenders allow you to prequalify for a personal loan without it impacting your credit score. When you prequalify for a personal loan, you’ll see the rates and terms you might receive. This ...

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

You might find yourself in a situation where a personal loan seems like the only option for getting the cash you need. Whether it’s for home repairs, debt consolidation or moving across the country ...

An online personal loan can be faster and more convenient than applying in person, but not all financial institutions offer online service. Many or all of the products on this page are from partners ...

A personal loan is a type of installment loan that allows you to borrow money to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to ...

Providing accurate and truthful information on a personal loan application is crucial, as lies can lead to serious consequences. Lenders often restrict how loan funds can be used, and your indicated ...

While it can be extremely frustrating to be denied a loan, especially if you need the funds quickly, there are steps you can take to get the funding you require. Before applying for another loan, read ...

If you need to borrow money, you're likely wondering how to get a loan. You can get a personal loan from an online lender, credit union, or bank -- but how do you choose the best lender? And how do ...

Use the loan provider's online application to enter your name, and age, and provide the specifics of your income and contact information. Be as accurate as possible. Inaccurate information may cause ...