Sep 11, 2025 · Discover the meaning, benefits, and drawbacks of variable interest rates. Compare them to fixed rates to determine which suits your financial needs better.

Jan 7, 2025 · What is a Standard Variable Rate and How Does It Work? A standard variable rate is the interest rate that lenders apply to variable-rate loans. Unlike fixed-rate mortgages, where rates …

Sep 10, 2025 · A standard variable rate (SVR) is a variable-rate mortgage that you’ll usually be moved on to once your existing fixed-rate, tracker, or discount mortgage ends.

A variable interest rate is an interest rate that changes over time, as opposed to fixed interest rates that remain unchanged over the life of a loan. A variable interest rate depends on changes to the index – …

Jan 5, 2026 · Each lender has what's called a standard variable rate (SVR). This is the rate you'll be moved to after your current mortgage deal ends – unless you actively switch to a new deal.

Mar 17, 2025 · Standard variable rates (SVRs): an introduction A ‘standard variable rate’ (SVR) is a type of mortgage interest rate. The SVR is basically a lender’s default rate – it can be whatever the lender …

Oct 29, 2023 · The SVR is the interest rate that a lender assigns to a mortgage product when an initial fixed or variable rate term ends. It's the rate borrowers default to when their existing mortgage deal …

Every bank or building society has a Standard Variable Rate. It's the rate that mortgages revert to when they reach the end of any offer period. In short, it’s a mortgage with a variable interest rate. This …

A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the …