💰 Seller-Paid Subsidy | 2–1 Rate Buy-Down What it is and why it matters right now 👇 A 2–1 rate buy-down is when the seller pays upfront to temporarily reduce the buyer’s interest rate for the first two years of the loan. Here’s how it works in real life: Year 1: ⬇️ Interest rate is 2% lower than the note rate Lowest monthly payment Year 2: ⬇️ Interest rate is 1% lower Still reduced, still easier Year 3 : ➡️ Rate returns to the original fixed rate for the remainder of the loan The best part? 💡
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