Your credit score is made up of several factors. Two of the most important are your payment history and types of credit used. Staying on top of payments and credit card usage will have a positive impact on your score and checking your credit report regularly helps ensure accuracy. Learn more about how to access and understand your credit report and score at: https://www.ncsecu.org/resources/learn/guide-to-credit-reports?utm_source=meta&utm_medium=organic-social&utm_campaign=cyq1-26_financialeduc
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Credit Karma shows your VantageScore, while most lenders use FICO scores to approve loans. That means the score you see on Credit Karma can be significantly different from what banks actually see when you apply for a mortgage, car loan, or credit card. It’s a great educational tool — but not the final word when you’re making major financial moves. Always check your FICO score directly from your bank, credit card issuer, or myFICO before applying for big credit decisions. 💳🏡🚗 Your financial st
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